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Of Independent Means

Welcome to Of Independent Means, written by Cathy Curtis, CFP®.

Cathy has been featured in The Wall Street Journal, InvestmentNews, Money Magazine, Financial Planning Magazine, has appeared on ABC, KTVU and KGO, and is a regular contributor to AOL’s DailyFinance business and financial news section. 

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Cathy Curtis, CFP® | Fee-Only Financial Planner, Oakland, CA

Our goal is to provide relatable and actionable advice for independent women who want to improve their life and finances.

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Women tend to face a variety of unique financial challenges when separating from a partner. When it comes to successfully navigating gray divorce, preparation and …

Prefer to listen to this blog post? Check out the corresponding podcast episode. The world continues to evolve in many ways. However, when it comes …

Oil’s Wild Ride

Much like stocks, oil prices have been on a rollercoaster ride recently. Triggered by Russia’s invasion of Ukraine, prices spiked to their highest levels since 2008 this month and then tumbled into bear market territory five days later. (In general, a price drop of 20% from a previous high represents a bear market.)

In a speech last night, Russian President Vladimir Putin announced that a “special military operation” would begin in Ukraine.

The internet has changed the way we connect and transact—in many ways, for the better. However, as we become increasingly dependent on digital platforms, it’s …

We originally published Happy Holidays: The Gift of Financial Self-Care in December 2016 and decided to give it a refresh for 2021.  The holiday season …

Ready to take control of your financial future?

Our goal is to be your fiduciary financial partner so that you can focus on the rest of your life. If you’re ready to delegate the details of your financial life to an expert, get started today by scheduling an introductory call with Cathy. 

Cathy Curtis, CFP®
Curtis Financial Planning