Of Independent Means
Welcome to our blog, Of Independent Means, where author Cathy Curtis provides relatable and actionable personal finance advice for independent women. Cathy has been featured in The Wall Street Journal, InvestmentNews, Money Magazine, Financial Planning Magazine, has appeared on ABC, KTVU and KGO, and is a regular contributor to AOL’s DailyFinance business and financial news section. Check back often for new tips and insights, or sign up below to have our latest articles delivered directly to your inbox.
Recent Articles

The CARES Act Review Part IV- The Paycheck Protection Program
Included in the CARES Act is $350 billion for a small business loan program called the Paycheck Protection Program. This program intends to get money into the hands of small

Silver Linings Amid Calamity Or, How I’m Trying to Keep Sane Sheltering At Home
I could almost hear a collective groan as I read this text today: “Public Health shelter at home extended through May 3.” May 3?? That’s another 33 days! Meanwhile, while

The CARES Act Reviewed: Part III Expanded Unemployment Benefits
MILLIONS OF PEOPLE ARE OUT OF WORK With millions of people out of work due to the Coronavirus, the CARES Act provides much-needed relief in the form of expanded unemployment

CARES Act Review Part II: Retirement Account Provisions
There are several retirement account provisions in the CARES ACT meant to reduce your tax liability or help with current cash flow or both. Here are the details: 1. RMD-REQUIRED MINIMUM

The Coronavirus Aid, Relief and Economic Security Act: Stimulus Payments
The CARE Act signed into law on March 27, 2020, is a 2 trillion package of aid to individuals and businesses to ease financial distress due to COVID-19. It’s an

Thoughts on the Covid-19 Induced Stock Market Volatility
It’s hard not to think back to the financial crisis and resulting recession of 2007-2009 when watching the stock market volatility today. That was a painful period for many, especially
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