Of Independent Means
Welcome to our blog, Of Independent Means, where author Cathy Curtis provides relatable and actionable personal finance advice for independent women. Cathy has been featured in The Wall Street Journal, InvestmentNews, Money Magazine, Financial Planning Magazine, has appeared on ABC, KTVU and KGO, and is a regular contributor to AOL’s DailyFinance business and financial news section. Check back often for new tips and insights, or sign up below to have our latest articles delivered directly to your inbox.
Recent Articles

Estate Planning Documents Every Single Woman Needs
Estate planning is an essential part of anyone’s financial plan. I’ll explain in this article why it’s critical for single women. If you don’t have a proper plan in place,

Single and Thinking About Retirement? Five Tips to Help You Get There
Most of us dream about the day that we can take a break. We envision a full, long-lasting retirement that is free of financial worries and packed with more of

Selfcare, Learning And Trying New Things During The Age Of COVID And Black Lives Matter
As our usual routines and habits get upended and disrupted due to COVID, we have had to find new ones to replace them. The way we dress, eat meals, get

Returning 2020 RMD’s To Avoid Taxation – New IRS Notice
One of the March 27, 2020 CARES Act’s key provisions was to waive the requirement to take Required Minimum Distributions (RMD’s) in 2020. This waiver is good news for retirees

Creating New Spending Habits After Shelter-In-Place
One of the most desired and, at the same time, hardest-to-do financial tasks is to create a budget and stick to it. I know this from my personal experience and

Emotionally Charged Money: Inheritance
You may be one of the many Baby Boomers or Gen-Xers who have received an inheritance or will in the future. Studies predict that the wealth transfer from the “Greatest
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