
Of Independent Means

Welcome to Of Independent Means, written by Cathy Curtis, CFP®.
Cathy has been featured in The Wall Street Journal, InvestmentNews, Money Magazine, Financial Planning Magazine, has appeared on ABC, KTVU and KGO, and is a regular contributor to AOL’s DailyFinance business and financial news section.
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Our goal is to provide relatable and actionable advice for independent women who want to improve their life and finances.
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The Changing Face of Wealth: How Women Are Shaping the Financial Future
For generations, women faced legal and cultural barriers that limited their ability to own property, earn and manage money independently, access credit, and build wealth. …
Why a Mini Retirement Might Beat Retiring Early
You’ve spent decades building a career. You’ve maxed out your 401(k), climbed the ladder, and done everything you were supposed to do. And lately, the …
By now, you’ve probably heard the buzz around SpaceX, OpenAI, and Anthropic. These are companies shaping the future, and the message is hard to miss: …
Restricted stock units (RSUs) can be a meaningful source of wealth, particularly if you work for a growing or publicly traded company. The challenge is …
Making the Most of Your Charitable Giving Before OBBBA Changes Take Effect
Americans have always shown incredible generosity. In fact, charitable giving reached an astounding $592.50 billion in 2024, according to Giving USA. If giving is already …
You’ve probably heard the advice to “spend money on experiences, not things.” But when it comes time to book that trip—whether it’s two weeks in …
Ready to take control of your financial future?
Our goal is to be your fiduciary financial partner so that you can focus on the rest of your life. If you’re ready to delegate the details of your financial life to an expert, get started today by scheduling an introductory call with Cathy.








