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Of Independent Means

Welcome to Of Independent Means, written by Cathy Curtis, CFP®.

Cathy has been featured in The Wall Street Journal, InvestmentNews, Money Magazine, Financial Planning Magazine, has appeared on ABC, KTVU and KGO, and is a regular contributor to AOL’s DailyFinance business and financial news section. 

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Cathy Curtis, CFP

Our goal is to provide relatable and actionable advice for independent women who want to improve their life and finances.

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Social Security Benefits

On the face of it, Social Security benefits seem straightforward. You simply fill out some paperwork when you retire and start receiving your monthly amount. …

3 Tips for Successfully Navigating Gray Divorce as a Woman

Women tend to face a variety of unique financial challenges when separating from a partner. When it comes to successfully navigating gray divorce, preparation and …

Buying a New Car As a Solo Woman

The world continues to evolve in many ways. However, when it comes to buying a new car, it often feels like stepping into a time …

Rising Oil Prices

Oil’s Wild Ride

Much like stocks, oil prices have been on a rollercoaster ride recently. Triggered by Russia’s invasion of Ukraine, prices spiked to their highest levels since 2008 this month and then tumbled into bear market territory five days later. (In general, a price drop of 20% from a previous high represents a bear market.)

The Russia-Ukraine Crisis Explained

In a speech last night, Russian President Vladimir Putin announced that a “special military operation” would begin in Ukraine.

Protect Your Privacy Online

The internet has changed the way we connect and transact—in many ways, for the better. However, as we become increasingly dependent on digital platforms, it’s …

Ready to take control of your financial future?

Our goal is to be your fiduciary financial partner so that you can focus on the rest of your life. If you’re ready to delegate the details of your financial life to an expert, get started today by scheduling an introductory call with Cathy. 

Cathy Curtis, CFP®
Curtis Financial Planning