Curtis Financial Planning

Women and Money

5 Unique Things to Buy To Help Ease Your Anxiety 

I have gotten a special thrill out of being a curator of delightful, beautiful or delicious things and sharing them with my friends. With the pandemic crisis, I think we can all use more simple pleasures to lift our spirits and ease our anxiety.  In the act of treating ourselves or others, we can support …

5 Unique Things to Buy To Help Ease Your Anxiety  Read More »

THE CARES ACT REVIEW PART V: Health Provisions

One of the objectives of the Coronavirus Aid, Relief and Economic Security Act (CARES) is to help people get the care they need with fewer obstacles and less-in-person contact. It adds to the health provisions in a bill passed in March – the Families First Coronavirus Response Act (FFCRA). The CARES ACT health provisions will …

THE CARES ACT REVIEW PART V: Health Provisions Read More »

Updated for 2020: Triple Tax Savings For You: Health Savings Plan (HSAs) Explained

If you don’t know about Health Savings Accounts (HSA’s) and are eligible to open one, you’re missing out on an excellent savings vehicle with fantastic tax benefits. What is an HSA? An HSA is a tax-exempt trust or custodial account established with a bank, insurance company or other IRS-approved entity. They are triple tax-advantaged – …

Updated for 2020: Triple Tax Savings For You: Health Savings Plan (HSAs) Explained Read More »

The CARES Act Review Part IV- The Paycheck Protection Program

Included in the CARES Act is $350 billion for a small business loan program called the Paycheck Protection Program. This program intends to get money into the hands of small business owners quickly so that they can continue operations and pay their employees. The SBA is working with 1,800 approved lenders and plans to add …

The CARES Act Review Part IV- The Paycheck Protection Program Read More »

Silver Linings Amid Calamity Or, How I’m Trying to Keep Sane Sheltering At Home

I could almost hear a collective groan as I read this text today: “Public Health shelter at home extended through May 3.” May 3?? That’s another 33 days! Meanwhile, while scrolling my Twitter and Instagram feeds, I’ve noticed an increase in angst and desperation, but also humor: “I just disinfected a box of disinfectants. I …

Silver Linings Amid Calamity Or, How I’m Trying to Keep Sane Sheltering At Home Read More »

The CARES Act Reviewed: Part III Expanded Unemployment Benefits

MILLIONS OF PEOPLE ARE OUT OF WORK With millions of people out of work due to the Coronavirus, the CARES Act provides much-needed relief in the form of expanded unemployment benefits. It covers workers previously ineligible for benefits, including self-employed, part-time workers, gig workers, freelancers, and independent contractors. It also helps those who have recently …

The CARES Act Reviewed: Part III Expanded Unemployment Benefits Read More »

CARES Act Review Part II: Retirement Account Provisions

There are several retirement account provisions in the CARES ACT meant to reduce your tax liability or help with current cash flow or both. Here are the details: 1. RMD-REQUIRED MINIMUM DISTRIBUTIONS You don’t have to take your RMD (Required Minimum Distribution) for 2020, whether it be from an IRA (regular, Simple, SEP), inherited IRA, 401(k) …

CARES Act Review Part II: Retirement Account Provisions Read More »

The Coronavirus Aid, Relief and Economic Security Act: Stimulus Payments

The CARE Act signed into law on March 27, 2020, is a 2 trillion package of aid to individuals and businesses to ease financial distress due to COVID-19.  It’s an over eight hundred page bill, so there are lots of details. Over a series of blog posts, I’m going to describe the provisions that will …

The Coronavirus Aid, Relief and Economic Security Act: Stimulus Payments Read More »

Thoughts on the Covid-19 Induced Stock Market Volatility

It’s hard not to think back to the financial crisis and resulting recession of 2007-2009 when watching the stock market volatility today. That was a painful period for many, especially those who were laid-off, small business owners, retirees, or those planning to retire soon. Actually, it was a pretty tough time for everyone for one …

Thoughts on the Covid-19 Induced Stock Market Volatility Read More »

An Early Retiree Shares Her Story About Spending In The First Year of Retirement

Ann felt fortunate about being able to retire at 60 after working 10-hour days for many years. However, as the date approached last year, she felt apprehension about ending her salary income. She knew that a portion of her daily spending while working was mostly for convenience, but she never took the time to figure …

An Early Retiree Shares Her Story About Spending In The First Year of Retirement Read More »

Curtis Financial Planning