As a financial planner, I know too well how important good credit is to the financial health of my clients. Excellent credit is a financial asset that can pay huge dividends across all areas of your financial life. But the world of credit bureaus and credit reports can be a little confusing to many people. […]
About Cathy Curtis
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Entries by Cathy Curtis
When did dining-out, facials, manicures, pedicures, personal trainers, pricey haircuts, books, magazines, CD’s, I-Phones and expensive annual vacations become necessities? How did we get here? This fee-only financial planner contemplates this question as client after client comes in with cash flow issues – agonizing over credit card statements, wondering how they can keep up with an avalanche […]
Buying health insurance when you are self-employed, pre-Medicare, or temporarily jobless. The healthcare debate rages on… will the Obama administration succeed where the Clinton Administration failed? Will the new healthcare system cost you more or less? Too soon to tell, says this fee only financial planner. In the meantime, if you’re an individual looking for […]
In the meantime, Jim and I worked on their cash flow adding in housing costs (they’ve been clients since 2007). Both were adamant that they know the numbers and not get in over their heads. Jim has an inviolable goal, “I want a six month buffer of living expenses at all times.”
Here is my advice to couples who are facing financial challenges and don’t see eye to eye on the value of a financial planner. Work together and see if you can find consensus. Remember one of the rules of marketing: What’s In It For Me? Help your partner understand there are benefits. Even though the process may be uncomfortable, and difficult to understand, the end results are what matter most.
I recently hosted two panel discussions that focused on women entrepreneurs in the food business.
Two thoughts spring to mind about young people and money: the schools don’t teach our kids about money. And parents are a little shaky on this topic too, owing to cultural taboos around talking about money.