Financial Planning Services
Our Services
Our fiduciary approach to financial planning and wealth management addresses your entire financial picture, from day-to-day financial management to cash flow, risk management, taxes, investment management and long-term planning. What this means is, maybe for the first time, you will have clarity about your financial present and the knowledge and ability to control your financial future.
Day-to-Day Financial Management
The first piece of the financial planning puzzle is gaining an understanding of your day-to-day finances and money habits. You will no longer feel that you're not doing something right.
- Cash flow and savings analysis
- Budgeting support
- Employee benefits planning
Financial Planning & Goal Setting
One of the primary benefits of working with a financial advisor is the security of having a trusted ally to help you set financial goals and keep you accountable. This assurance will help you feel confident that you are doing your best with your money and not missing out on strategies that will maximize your wealth.
- Risk management and insurance planning
- Real estate transaction support
- Retirement planning
- Tax and estate planning
- Charitable giving strategies
- Equity compensation (e.g., RSUs, stock options) strategies
Responsible Investment Management
We work with you to develop an investment strategy that you can stick to, even during those inevitable periods of discomfort. We will give you peace of mind that staying invested, even during uncertain times, is the right thing to do.
- Target rate of return and risk tolerance assessment
- Investment policy statement development
- Asset allocation and investment selection
- Periodic rebalancing and ongoing risk management
- Tax management and distribution planning
FAQs
I’m a fee-only fiduciary financial advisor, which means I don’t earn commissions or sell financial products. I’m only paid by my clients, ensuring that the advice I give is always in your best interest. I’m also independent, which means I’m not part of a large institution and don’t have corporate management dictating specific investment products or services. I build plans and portfolios customized to fit what’s best for you.
I bring a deeply personal, thoughtful approach to financial planning that goes beyond spreadsheets. As a woman and a feminist, I understand the emotional and practical challenges women face when managing money. I provide a judgment-free space to talk openly about your finances, goals, and fears—whether you’ve inherited wealth, recently experienced a life transition, or are navigating a high-earning career on your own. My job is to help you make clear, confident decisions that support your independence, lifestyle, and values.
Yes. I am a Certified Financial Planner™ (CFP®) professional. This designation represents the gold standard in financial planning and requires extensive training, continuing education, and adherence to a strict code of ethics. I use this expertise to guide you through everything from investments to taxes, retirement planning, charitable giving, and estate strategies.
I work primarily with single women or women who take the lead in the household finances, typically between the ages of 36 and 65, and who are progressive and values-driven. Many of my clients have inherited wealth, while others are high earners. I also have expertise in planning for self-employed professionals.
I believe in evidence-based investing using low-cost, diversified portfolios built primarily with index funds and ETFs. Rather than trying to time the market or pick winning stocks, I focus on asset allocation that matches your risk tolerance, time horizon, and goals. I emphasize tax efficiency through strategies like tax-loss harvesting and thoughtful account placement. My approach prioritizes long-term wealth building over short-term performance, helping you stay disciplined during market volatility while keeping costs low so more of your money works for you.
Ready to take control of your financial future?
Our goal is to be your fiduciary financial partner so that you can focus on the rest of your life. If you’re ready to delegate the details of your financial life to an expert, get started today by scheduling an introductory call with Cathy.
